Step 40 of 48 Phase 5: Prepare for Completion
5.6 Request Pre-Completion Statement
Request a detailed cost breakdown from your lawyer before the Notary appointment.
What the Pre-Completion Statement Shows
- Purchase price and deposit already paid (arras)
- ITP at 7% (the Andalucía rate)
- Notary fees (aranceles notariales)
- Land Registry fees
- Lawyer fees and disbursements
- Balance due at completion
Typical Costs for €400,000 Costa del Sol Property
| Item | Percentage | Amount |
|---|---|---|
| ITP (Transfer Tax) | 7% | €28,000 |
| Notary Fees | ~0.5% | €2,000 |
| Land Registry | ~0.3% | €1,200 |
| Lawyer Fees | ~1% | €4,000 |
| Gestor Fees | Fixed | €500 |
| Total Additional Costs | ~10% | €35,700 |
Pro Tips
- Request the statement at least a week before the escritura
- Confirm the exact amount needed in your Spanish bank account
- The ITP rate in Andalucía is 7% — lower than some regions
- Verify all fees match the quotes you received